Meet Tracy K. Brown
The Fraud Futurist | Keynote Speaker | Innovation Strategist
Tracy helps leaders see what's coming next—before it disrupts their organizations. She's built her career at the crossroads of technology, trust, and transformation.
A Proven Leader on the Global Stage
FORTUNE 100 & START-UP EXPERIENCE
Advised global brands and fast-growth innovators.
INNOVATION AT SCALE
Built education & certification programs used across 20+ countries.
TRUSTED VOICE IN FRAUD & SECURITY
Delivered hundreds of sessions blending hard data with human stories.
Tracy K. Brown stands at the crossroads of technology, trust, and transformation. Known as The Fraud Futurist, she helps leaders see what’s coming next—before it disrupts their organizations. Her expertise turns complex risks into clear strategies and inspires audiences to act with foresight and resilience.
From launching the first eCommerce site and fraud program for American Eagle Outfitters to leading global initiatives at the Merchant Risk Council (MRC), Tracy has shaped how industries worldwide understand and respond to fraud. She has advised executives at the world’s largest eCommerce companies, collaborated with start-ups driving fintech innovation, and partnered with law enforcement and regulators across the globe.
Today, she shares her expertise on the world stage—equipping executives, teams, and audiences with future-focused insights delivered with clarity, humor, and authenticity.
Why Audiences Connect with Tracy
Real Stories, Real Impact
From exposing international fraud rings with the FBI to guiding fintech leaders through disruption, Tracy brings authentic, memorable stories.
Clarity in Complexity
Tracy simplifies the evolving landscape of scams, AI, and cyber risk into practical, actionable lessons.
Future-Focused Foresight
She gives audiences insight into the risks and opportunities shaping tomorrow's digital world.
Beyond the Stage
Tracy's work is grounded in her values of Justice, Empathy, Intelligence, and Kindness. She mentors women in technology, serves as a board advisor on cybersecurity and fraud prevention, and is a passionate advocate for preparing leaders to navigate disruption with confidence.
Read the BlogTracy is one of those rare speakers who can make complex, high-stakes topics like fraud and risk feel both accessible and energizing. She combines deep expertise with humor, wit, and real-world insight that keeps every audience fully engaged. Her ability to connect human behavior with practical fraud prevention strategies leaves people not only informed but inspired to take action. Tracy doesn’t just present, she transforms how people think.
Una Dillon
Regional Director Europe
PCI Council
Tracy Kobeda Brown brings a rare mix of authority, empathy, and clarity to every conversation. Her ability to distill the complexity of fraud, risk, and trust into tangible next steps left a lasting impact on my team. She doesn’t just inform, she activates people to think and lead differently. She brings gravitas without ego and clarity without oversimplifying.
Kelley Andersen
Sr. Director of Product
Microsoft
I have had the pleasure of serving as a panelist alongside Tracy. She has a way of asking questions to create another layer of insight that adds depth to discussions. I have been public speaking for many years and her approach is so unique and personable I believe it translates to many industries and perspectives. She is an engaging and thoughtful presenter as she anticipates the curiosities of listeners and finds ways to connect to the audience whether for 15 minutes or hours.
Rolanda London
Director
Visa Dispute Optimization
Whether speaking to thousands or advising one-on-one, Tracy helps people and organizations protect trust, embrace change, and lead the future.
Invite Tracy to Speak